Mercer County Teachers FCU









 

ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE 

Members should contact the credit union to verify rates.

RATES QUOTED ANNUAL PERCENTAGE RATE AND ANNUAL PERCENTAGE YIELD* 

Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

 
Share/Savings Accounts
 
Club Accounts
Christmas Club.50 Div. Rate.50 APY *
    Closes each November
Vacation Club.50 Div. Rate.50 APY *
 
Share Accounts
Deferred Summer Pay.75 Div. Rate.75 APY *
    Checks mailed semi-monthly July/August
 
Share Certificate Accounts
6 MONTH TERM1.49 Div. Rate1.50 APY *
    Penalties do apply for early withdrwals.
12 MONTH TERM1.67 Div. Rate1.68 APY *
    Penalties do apply for early withdrawals.
18 MONTH TERM1.87 Div. Rate1.89 APY *
    Penalties do apply for early withdrawals
 
Share Savings
REGULAR SAVINGS1.00 Div. Rate1.00 APY *
    $10 Minimum $250000 Maximum Per Account Limits
Loan Accounts
 

ALL LOANS SUBJECT TO CREDIT APPROVAL

RATES SUBJECT TO CHANGE WITHOUT NOTICE

CONTACT YOUR CREDIT UNION FOR CURRENT RATES.

RATE PAGE IS BEING UPDATED

PLEASE CONTACT THE CREDIT UNION FOR CURRENT RATES.

 

 

 
 
Unsecured Loans (Signature)
Signature APRUp to 36 Months
  $100 Minimum $6000 Maximum
Home Improvement APRUp to 60 months
 
Share-Secured Loans
Share-Secured APRYour Choice!
  $100 Minimum $100000 Maximum Borrow against your balance!
 
Vehicle Loans
New Auto APRUp to 72 months
Used Auto APRTerm Varies
 
Recreational Vehicle Loans
ATV APRUp to 60 months
 
Motorcycle Loans
Rates same as New and Used Vehicle APRUp to 72 months
 
Farm Equipment Loans
Farm Equipment APRUp to 60 months
 
Watercraft Loans
Rates same as New and Used Vehicle APRUp to 72 months
Fees & Disclosures
 
Deposit Account Fees
SHARE DRAFT NSF PER ITEM$27.00
SHARE DRAFT STOP PAYMENT$30.00
DEBIT CARD NSF PER ITEM$27.00
DEBIT CARD REPLACEMENT FEE$10.00
EMERGENCY DEBIT CARD REPLACEMENT$80.00
SHARE DRAFT CLOSED WITHIN 6 MONTHS$5.00
RECONCILIATION OF SHARE DRAFT ACCOUNT$10.00 PER HOUR
COPY OF SHARE DRAFT$3.00 PER ITEM
 
Miscellaneous Fees
ACH OVERDRAFT PER ITEM$27.00
ACH STOP PAYMENT FEE$30.00
WIRE TRANSFERS$10.00
  

   Mercer County Teachers FCU


258 Blue Prince Road, Suite #102 P.O. Box 1294
Bluefield, WV 24701  USA
Phone: 304-323-3732  Fax: 304-324-0163
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